1. IntroductionWelcome to Paythium Ltd ("we," "us," "our"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services, visit our website, or interact with us.

2. Who We ArePaythium Ltd is a company incorporated in England and Wales (Company No. 15503200) with its registered office at 85 Great Portland Street, First Floor, London, W1W 7LT.

3. Information We CollectWe may collect the following types of personal data:

Identity Data: Name, business name, job title, date of birth

Contact Data: Email, phone number, business address

Financial Data: Bank details, transaction history

Technical Data: IP address, device information, browser type

Usage Data: How you use our website and services

Marketing Data: Your preferences for receiving communications

4. How We Collect Your InformationWe collect information through:

Direct interactions (e.g., when you register for an account, contact us, or use our services)

Automated technologies (e.g., cookies and analytics tools)

Third-party sources (e.g., business partners, credit reference agencies)

5. How We Use Your InformationWe use your personal data to:

Provide and manage our services

Process payments and transactions

Communicate with you about updates, offers, and support

Ensure security and prevent fraud

Comply with legal and regulatory obligations

6. Legal Basis for ProcessingWe process your data based on:

Contractual necessity (to provide our services)

Legal obligations (to comply with financial regulations)

Legitimate interests (to improve and market our services)

Consent (where required, such as for marketing communications)

7. Data Sharing & DisclosureWe may share your data with:

Payment processors and financial institutions

Regulatory authorities and law enforcement (where required)

Service providers that help us operate our business (e.g., IT support, analytics)

Business partners and affiliates with your consent

8. International Data TransfersIf we transfer your data outside the UK, we ensure appropriate safeguards (e.g., standard contractual clauses) are in place to protect your data.

9. Data RetentionWe retain your data only as long as necessary to fulfill our obligations and in accordance with legal requirements.

10. Your RightsUnder UK GDPR, you have the right to:

Access your data

Correct inaccurate information

Request deletion (where applicable)

Object to processing

Withdraw consent for marketing

Lodge a complaint with the UK Information Commissioner’s Office (ICO)

11. Security MeasuresWe implement robust security measures to protect your data from unauthorized access, loss, or misuse. However, no system is entirely foolproof, and we cannot guarantee absolute security.

12. Cookies & Tracking TechnologiesOur website uses cookies to improve user experience. You can manage your cookie preferences through your browser settings.

13. Changes to This PolicyWe may update this Privacy Policy from time to time. We will notify you of significant changes via email or a notice on our website.

14. Contact UsIf you have any questions about this Privacy Policy, you can contact us at:

Email: hello@paythium.io

Address: 85 Great Portland Street, First Floor, London, W1W 7LT